10:00 AM at 2nd Street and Oberlin Ave.

A lot has been put into this little green space.
Time, Care, Work, Thought…….

And Emotion.

Just before I left today a family had stopped by. Grandma, mom, brother and sister. I found out the young man was home on leave from Afghanistan, soon to return. It was rather emotional to stand there and watch him admire the carvings and have a picture of himself taken in front of them.
It made me think of my nephew in Iraq and all the other men and women who are away from home protecting us.

I appreciate their sacrifice for our country.

I send my thoughts and prayers to the families and friends of those who gave the ultimate sacrifice.

Black River Historical Society was at the Port Fest and had so many interesting displays.

I spoke to a group of young people down by the river. They were asking about the boat rides and where they went. I told them the Lighthouse, one asked, “Where is it?”. And after seeing Mr. Shawver explain the military uniforms I knew they were eager to learn and felt a little sad that even our youth is unaware of our history and even where our Lighthouse is.

Hope to see you this weekend.
A Taste of History
August 1st – Black River Landing
The Black River Historical Society will be hosting “ A Taste of History” from noon until 9 p.m. and will include “A Taste of History” will be “Antiques, Arts and Crafts Show on the River” and “Ohio Wine on the Water” wine tasting. Admission is free for the “Antiques, Arts and Crafts Show on the River.”

Try Marblehead.

Last summer I wrote about our 8 hour vacation out to the West.

http://thatwoman.wordpress.com/2008/07/08/paula-tobias-i-took-an-8-hour-vacation/

 

The economy being what it is, many families are staying close to home this summer.

I’ve taken a few trips outside Lorain and would highly recommend.

We visited the Cleveland Botanical Gardens.

http://www.cbgarden.org/

On Wednesdays they have demonstrations by a local chef.

Inside were incredible displays, plants, birds, butterflies and other animals.

And outside the gardens are beautiful…..

Make the time to explore.

If I knew it would be the last time 
that I'd see you fall asleep, 
I would tuck you in more tightly 
and pray the Lord, your soul to keep. 
 
If I knew it would be the last time 
that I see you walk out the door, 
I would give you a hug and kiss 
and call you back for one more. 
 
If I knew it would be the last time 
I'd hear your voice lifted up in praise, 
I would video tape each action and word, 
so I could play them back day after day. 
 
If I knew it would be the last time, 
I could spare an extra minute or two 
to stop and say "I love you," 
instead of assuming you would KNOW I do. 
 
If I knew it would be the last time 
I would be there to share your day, 
well I'm sure you'll have so many more, 
so I can let just this one slip away. 
 
For surely there's always tomorrow 
to make up for an oversight, 
and we always get a second chance 
to make everything right. 
 
There will always be another day 
to say our "I love you's", 
And certainly there's another chance 
to say our "Anything I can do's?" 
 
But just in case I might be wrong, 
and today is all I get, 
I'd like to say how much I love you 
and I hope we never forget, 
 
Tomorrow is not promised to anyone, 
young or old alike, 
And today may be the last chance 
you get to hold your loved one tight.. 
 
So if you're waiting for tomorrow, 
why not do it today? 
For if tomorrow never comes, 
you'll surely regret the day, 
 
That you didn't take that extra time 
for a smile, a hug, or a kiss 
and you were too busy to grant someone, 
what turned out to be their one last wish. 
 
So hold your loved ones close today, 
whisper in their ear, 
Tell them how much you love them 
and that you'll always hold them dear, 
 
Take time to say "I'm sorry," "please forgive me," 
"thank you" or "it's okay". 
And if tomorrow never comes, 
you'll have no regrets about today

~anonymous~
*** From what I have been able to find out, most of this
poem was written in the 1930s or 1940s by one of two authors.
Two ladies claim credit for it and then was more recently adapted by
another writer, a teenager. Will give credit to all three in the future.

http://www.ftmagic.com/tomorrow.html

The first thing you should do is not have a whole lot of credit cards.

You only really need one or two credit cards and one debit card that is attached to your principle bank account. If you have five or more credit cards, you’re going to be lazier when it comes to keeping watch over your credit cards.
In order to prevent credit card theft and identity theft you may want to look into an all encompassing financial and identity theft protection program. There are many types of identity theft out there, not just financial and credit theft. These forms of identity theft can include medical identity theft, theft of your social security, citizenship and much more. So if you’re trying to keep yourself safe, it’s best to just secure everything at once.
When you’re shopping online, only use your credit card on sites that have SSL certification.

If you are unsure about a site’s SSL certification, look around the site.

Sometimes there’s an image of a padlock or a logo indicating SSL certification. Then research the company that provides the SSL certification. Are they a legitimate company? Are they on the up and up? If you have a funny feeling, contact the company that provides the SSL certification and insure that they provided it to the company you are considering shopping at. And make sure that the SSL Company has a good long history in SSL certification.

Never lose sight of the card at any point during a transaction.
Cashiers and clerks should never step away from the counter with your card. What happens when they step away is this- they are either copying the numbers down, name, and security code OR they are taking pictures of the card front and back with a cell phone. That’s right…a cell phone. Then the debit card information is sold along with all of your other personal information. It is as simple as that.

Sign the back of the card “SEE ID”.
Make sure that a cashier or clerk always asks for your identification. This may not help with electronic fraud-where money is directly deducted from your account…but it may inhibit someone from stealing the numbers if they feel you are not an easy “sell”. Keep an eye on your card. Make sure that the transaction doesn’t take more than a few seconds. If you feel that something is not right and are uncomfortable with the way your transaction was handled ask to speak with a manager. If you feel strongly that you are a victim of debit card theft, immediately contact the police and your bank. Freeze your bank account and have a new card issued right away. If at all possible, use cash to make purchases. It might be a little less convenient…but having your entire bank account wiped out is a bit more inconvenient.

Be cautious at the ATM machine! Watch your surroundings and DO NOT forget to take your card out of the machine.

Never write your PIN on or near your card. Memorize it instead.
Don’t give out bank account information over the phone or the Internet
Don’t share your debit card PIN, security code and other account information
Take precautions at the checkout counter, ATM and gas pump.
Always stand so that no one can see the keypad where you enter your PIN. At retail establishments, it’s best to use do-it-yourself scanners. If you give your card to a clerk, be on guard against a dishonest employee who runs your card through two scanners instead of one. The second scanner could be capturing your account information to make a counterfeit card. In general, be alert for suspicious-looking devices that may be used to “skim” information from your card.

If you use your debit card to shop online
consider extra precautions with your personal computer. Experts advise installing and periodically updating virus and spyware protection and a “personal firewall” to stop thieves from secretly installing malicious software on your personal computer remotely that can be used to spy on your computer use and obtain account information.

Look at your bank statements as soon as they arrive.
review your account each week by phone or the Internet. Promptly report any discrepancy, such as a missing payment or an unauthorized transaction, to your bank. Your quick attention to the problem may help limit your liability and give law enforcement authorities a head start on stopping the thief.

When you’re shopping at stores, do not stand in line or even at the register with your credit card number facing up. It only takes a minute for a thief to take a cell phone picture of your credit card—front and back if you’re not careful. Watch your purse and wallet at all times.

You should keep your cash money in multiple places in case something is stolen, and if you must carry a credit card for an emergency keep a gift card with only $100 or less on it so if it’s stolen while you’re out you’re not out your whole identity.

What federal protections cover consumers who use debit cards?

The federal Electronic Fund Transfer Act (EFTA) protects you from errors, loss or theft of your debit card. However, unlike the Truth in Lending Act protections for credit cards, which cap a consumer’s liability for unauthorized transactions at $50, the law limits liability to $50 if the debit cardholder notifies the bank within two business days after discovering the theft. If you don’t notify your bank within those two days, you could lose up to $500, or perhaps more. In the worst-case scenario – if you receive a bank statement that includes an unauthorized debit-card withdrawal and you wait more than 60 days to alert your bank – you could be liable for any amounts from transactions made after that 60-day period.
The good news is that many banks don’t hold a consumer responsible for unauthorized transactions if he or she notifies the institution in a timely fashion. But remember that with a debit card, the money tapped by the thief has already been taken out of your account.
Under the EFTA, a bank has 10 business days to investigate the matter (20 business days if your account is new) and report back to you with its results. If the bank needs additional time, it may, under certain circumstances, temporarily give you some or all of the disputed amount until it finishes its investigation. Generally, a bank is allowed up to 45 days of additional investigation time (90 days for certain transactions).

Where can I get more information about debit cards?

The FDIC can help answer your questions or point you in the right direction. Call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday 8:00 a.m. to 8:00 p.m., Eastern Time.

Reason I’m sharing is I used my Debit card to get gas on the way back from Cincinnati at a Pilot Gas Station off I71. Two days later I find someone stole my card number and purchased $76 worth of gas. I also had someone hack into my credit card and use it in a gas station in Georgia. I don’t know how they got the Debit, heard the credit card was pretty widespread around the country for a lot of people. Please be safe.

It really was a beautiful night Friday.

I felt there was a good turnout despite the threatening weather (didn’t miss 90 degree humidity)

This is a game I’ve never seen before….
 

 
There were a few people from Administration, Council and City workers (would love to see more)

 Hope to see you Saturday or Sunday, it’s such a pretty area and there’s so much to do.

Port Fest 2009 Schedule

A celebration of Our waterfront… Our future!
July 17th, 18th and 19th – Black River Landing
Kids rides and games, nautical gifts, artwork and apparel, and your favorite festival foods all in celebration of Our Waterfront… Our Future!
FREE Admission • FREE Parking

Festival Hours & Location:
Friday 6-11pm • Saturday 12-11pm • Sunday 12-6pm

Port Fest will be hosted at Black River Landing, one block East of Broadway in Downtown Lorain. Free parking is available throughout Downtown Lorain.


Musical Entertainment Schedule
Friday July 17, 2009 6pm-11pm
6:00pm-8:00pm
Naked Monkeys
A high energy rock band with an island attitude.
Naked Monkeys Official Website

8:30pm-11:00pm
Brigid’s Cross – Irish Rock Band
From true-to-heritage music to contemporary pieces.
Brigid’s Cross Official Website

Saturday July 18, 2009 12pm-11pm
12:00pm – 4:00pm
Children’s Learning Activities

4:00pm – 5:45pm
Voletta – Hard Rock

6:00pm – 8:30pm
The KGB – Blues/R&B
Featuring Pete Vardous, Gary Jones, Paul Christiensen, Cy Sulak, Scottie Langston and Mike Delliah.

9:00pm-11:00pm
Rare Earth – National Motown Recording Artist
Hear classics like “Get Ready” and “I Just Want to Celebrate.”

Fireworks start at 10pm

Sunday July 19, 2009 12pm-6pm
12:00pm- 2:30pm
Vinyl Groovzz – Motown/Oldies

3:00pm – 6:00pm
Bel Airs – Motown/Oldies
Carrying on the tradition of American Rhythm and Blues.

http://www.uscg.mil/

I’m sorry if you missed it, what a treat! The men and women of Lorain’s Coast Guard opened their door/gate for us to view this military facility here on the shore of the Black River.

The weather was perfect for a ride to the Lighthouse.

They offered a lot of interesting information.

Their dedication and sacrifice is striking to me.

They live in the station for two days, off two days and work every other weekend. As they are reposted on average every 3 years I think it would be hard to raise a family or establish a network of friends.

They appreciate when a community reaches out to them and with this Open House today I believe they’ve reached out to us.


I wonder how we can let them know how much we value their service.

 I will be following up with more information, if you have any questions please Post and I will forward to Officer In Charge Seth Tomas who’s hospitality today (and those of his crew) was greatly appreciated.

Black River Nature Tours
Starting June 13th, 2009 – The Black River Landing Dock located near the International Flagpoles

The LORAIN PORT AUTHORITY in partnership with the LORAIN COUNTY METROPARKS announces the Black River Tours for the 2009 season.

Our shuttle boats embark Wednesdays and Thursdays in June, July and August at 6:30pm from the Black River Landing Dock. Lorain Port Authority staff and Lorain County MetroParks naturalists will provide information on wildlife, flora and fauna, and landmarks of interest during the cruises.

Friday evening cruises will also be running. No naturalist will be available.

Please arrive 15 minutes early to ensure an on-time departure. Passengers must be at least 30 lbs to come on board.

Private tours may be booked by calling the Lorain Port Authority at (440) 204-2273.

Bring your cameras and binoculars to enjoy the sights!

Group Tours
ALL SUMMER LONG
The Black River Landing Dock in Downtown Lorain

Tickets are $12 and group tours of up 20 passengers per vessel are available. For more information please call the Port Offices at (440) 204-2273.

I went this past Wednesday for a very relaxing cruise. We even saw our Coast Guard patroling.

I was impressed with the contrast of Nature and Industry.

Did you know there was an island in the Black River? It’s called Monkey Island.

 I encourage everyone to experience a piece of Lorain very little have seen.